Blog archives for September, 2005

When hybrids do and do not make sense

Recently NPR, CNN Money and Wall Street Journal Online have all dedicated some time and space to discussing hybrid vehicle pros and cons. It seems that hybrids do not make much financial sense if (a) you’re buying after getting yourself into a debt with not really good interest on a car loan, (b) your battery requires replacement after being out of warranty, (c) your daily commute is not too long, so the price markup you pay for a hybrid does not translate into long-term gas savings. Readers of Wall Street Journal provided their own calculations as examples when hybrid vehicles do, and do not, make sense.

David Berlind on AllofMP3.com legality

David Berlind from ZDNet got an official answer from IFPI regarding AllofMP3.com status:

We submitted a complaint to the most senior Moscow prosecutor in July (this is the third submission) and are awaiting that decision. Allofmp3.com was declared illegal by the court in Germany in May. The portal to the site in Italy, allofmp3.it was shut down by the Italian police in July. By the way, the Russian Organization for Multimedia & Digital Systems (ROMS) does not have the authority to licence the site and was thrown out of CISAC in October last year for purporting to grant licences it was not entitled to grant. We have consistently said that the site breaks international copyright laws by its sale and digital distribution of copyrighted music without the consent or authorisation of the rights holders.

List of AJAX apps

Richard McManus on ZDNet provides a list of the currently available AJAX apps. Did you know there was AJAX word processor, AJAX spreadsheet, AJAX calendar, AJAX presentation-building software, AJAX e-mail client, AJAX note-taking software and some other interesting applications, which, deployed on your local server, do not need installation and “just work” in a browser window?

WSJ on telemarketers

Wall Street Journal today has an interesting introspective on the do-not-call list:

Regulators say the system is working, but a recent random survey (by telephone) by the Customer Care Alliance, a Virginia-based consortium of three customer-relations consultants, found that 51% of registered consumers say they’re still getting calls they think the list is supposed to block.

So they are randomly calling people that signed up in order not to be called, and asking them about the list efficiency? Hmmm, wonder what the response to the survey might be.

Company horoscopes

I am loving the way Michael Parekh reads the daily horoscopes and applies them to the companies. Here’s the one he found for Microsoft:

You’re fed up with compromise and having to decide everything by committee, but if you let yourself go and trust in the process, you might find some unexpected pockets of delight. Move from moment to moment, and everything will be fine.

Google pulls away search index size

Google is celebrating seventh birthday today (has it been that long!)

Congrats, and let’s see if Slashdot accepts the following scoop from Reuters:

When in the beggining of August Yahoo! announced its search index growing to 20 bln documents, the world kept wondering - what will Google do? First there was a survey by “NCSA”, which NCSA later said they had nothing to do with, and now Google quietly pulled the number of documents indexed from the front page.

NYT on open-source startup venture capital

The New York Times talks about who gets funding and who doesn’t among the latest generation of Silicon Valley startups:

“I know of open-source deals being funded almost automatically right now,” he said. Many venture capitalists, he added, are convinced that the open-source phenomenon represents a fundamental shift in the software market, “so they want to have a play there.” That’s what happens, Mr. Sturiale added, echoing others, when there are too many venture capitalists pursing a small pool of ideas.

Emigrant Direct raises APY to 4.00%

So feds raise the interest rate another quarter-point today and warn about the future rises, so Emigrant Direct decides to beat them to the punchline and raise the rate to the sweet 4.00% APY. This is precisely where 3-month CDs can not compete anymore, 4.25% 6-month CD from eBank makes sense until the Feds raise the interest once again (plus eBank pulls your credit report, as I found out), and even 1-year rates like 4.40% APY from Ascensia suddenly look not too attractive.

What’s even better? Emigrant is launching a cashback credit card:

Additionally, we are also pleased to announce the upcoming launch of a no-fee credit card from EmigrantDirect offering the highest cash back rebate in the country on all your purchases – from the first dollar spent on your card to the very last. This revolutionary credit card featuring platinum-level benefits will be offered only to EmigrantDirect customers and be available before yearend. Cash back amounts will be deposited into your American Dream Savings Account automatically not once, but twice a year for added convenience. If you would like to be sent a priority invitation to apply for the card once it becomes available, please send a quick email with your name and email address to emigrantdirect@emigrant.com.

Moving to Silicon Valley: driver’s license and car registration

You’re not a true Californian, at least according to the law, until you get a local driver’s license and blue-on-white license plates from the Department of Motor Vehicles. If you’re moving from another state, they will ask you to complete a written test of 36 questions, and you are allowed to miss 6 on the first try (the number drops to 3 afterwards) and still be eligible for driver’s license. The information on what to bring to the DMV for driver’s license exam is on their Web site as well.

If you’re located somewhere in the Silicon Valley, the chances are that you will be required to visit Santa Clara DMV, right on Flora Vista off El Camino Real. I would strongly suggest getting in their online appointment system, as on the day of my visit there were 70 or 80 people in line with no appointments and 4-5 persons in line with appointments, and as they proceeded through the tickets (2 non-appointees, 1 appointee seemed to be the pattern of the day), it bumps you up (the appointment itself, of course, meaning nothing - no one there greets you personally and tells you they’ve been waiting for you).

If you’re registering your car in California and have brought it in from another state, there are two things you need to do before you come inside the DMV building to your appointment. Get a smog inspection, which can be done on a gas station or mechanic’s shop, which usually would portray a red checkmark, and signs “Smog inspection”. You will need this form to get a license plate. I had to choose between the gas stations located close to the DMV, and so had to pay $50 for the service, but if you’re smart, you’d do it beforehand on any gas station that does it for $25-30. Then, don’t immediately park the car in the lot of Santa Clara DMV. Instead, head around the building to the verification line, where they would inspect the car for something rather (the note they handed me assured the recipient the car had 4 wheels and used gas).

Bring a checkbook, as they won’t accept credit cards, and there are no ATMs in sight. Bring a pen, since they always mysteriously disappear from the desks where you’re pointed to for the exam. Study some sample tests for driver’s license. Overall, a visit to DMV with appointment ready and all paperwork (smog inspection and verification) in place should not take more than an hour. Also, visit this New to California? page that DMV put up. The cars brought into the state should be registered with the DMV within 20 days. The driver’s license must be obtained within 10 days after starting a job here.

Some free stuff from Amazon

If you ever needed to get a few points on that Amazon.com card to get another gift certificate, or just need to pad your order with something to get free shipping, check out these two free (after rebate) software titles: Easy Language 16 (2100 words and 360 phrases per language, for each of the 16 languages), and Legacy Family Tree (search their genealogy database). The second software is a bit of an old clunker, as it’s not WinXP-compatible, and you have to mess with rebates (Amazon’s are usually pretty good and quick to get), but still might be worth a shot, since both titles offer 29 points to your Amazon.com card.