Comments on: HSBC Direct gets into online savings with 4.25% APY

By: Max

Max — Tue, 15 Jan 2008 21:31:34 +0000

Is a new promotion code available for 2008?

By: Coders2020

Coders2020 — Wed, 14 Feb 2007 15:20:57 +0000

Though very old post but still just wanted to ask the question, Do you have any idea about HSBC India and there offerings ? will surely help me

By: Hannah

Hannah — Fri, 05 Jan 2007 11:51:09 +0000

Hi,

I want to sign up HSBC direct now but do you know any promotion code for $25? I know 25pig already expired?
Thanks.

Hannah

By: Nadya

Nadya — Sun, 03 Sep 2006 14:06:46 +0000

Hi! Alex, I have below question regarding HSBC online saving account, hope you can give an answer as a long time comsumer.
1. – Do these accounts allow to pay bills online? If yes, is this free?
2. – Do they charge if you decide to close the account?
3. – I plan to link online account to Washington Mutual account, does WaMu carges for transfers to/ from online direct account?
Does anyone has a new promo code?

Thank you : ))

By: shaka

shaka — Sun, 27 Aug 2006 02:04:51 +0000

HSBC charges $3 for transaction HSBC savings bank -> Local Bank.
There is also limit to which you can transfer money in and out of HSBC. ING doesn’t have these hassles

By: Top-growing Web brands: HSBC, Sonic Solutions, AP, ImageShack at Colorful Blog

Top-growing Web brands: HSBC, Sonic Solutions, AP, ImageShack at Colorful Blog — Mon, 14 Aug 2006 19:50:51 +0000

[...] Photo sharing site Flickr followed at No. 6, growing 201% from 2.1 mln to 6.3 mln unique visitors. Other user-generated content sites that made it into the top 10 fastest growing Web brands were MySpace, with a 183% YTY increase, and Wikipedia, with a 181% YTY increase. HSBC Direct, the leading online savings institution, experienced the highest growth. [...]

By: John

John — Wed, 09 Aug 2006 18:17:45 +0000

HSBC is not as user-friendly as ING, but there are a lot of nice features. Regarding the $3 transaction fee, that fee does not apply to online savings accounts. To set up bank to bank transfers, you need to contact their customer support and they will bypass atm code for you. It’s really quite quick and simple. One advantage to HSBC is the ability to have an HSBC checking account. This is great and allows you to hold more money at a higher interest rate. This brings me to my last point. HSBC offers a higher rate 5.05% vs 4.35% (ING). That is quite a substantial difference. I must admit that there are many features in ING that are very appealing which is why I use both. You must decide whether you value a higer rate or ease of use.

By: Kell

Kell — Mon, 07 Aug 2006 23:01:09 +0000

I just opened up one of these HSBC accounts and I’m about ready to close it after 1 hour. Unlike ING and Emigrant, these guys didn’t offer the option to link an account upon enrolling. When I got into the HSBC account I clicked on “transfers” and had no external accounts listed (i.e. the checking account I used to fund it). Upon attempting to activate the “bank to bank transfer” feature they ask me for an ATM code, which I don’t have because I didn’t request an ATM card. Worse yet, there is a $3 fee to transfer from HSBC to non-HSBC….a fee that neither ING nor Emigrant have. Thankfully, I only opened the account with $20, because right now I don’t appear to have access to it anyway.

Am I missing something, or is HSBC just not very user-friendly at all, especially to those of us who are not previous HSBC customers?

By: Christie

Christie — Fri, 12 May 2006 18:08:19 +0000

I stumbled across the website when I was looking for comparisons between ING and HSBC savings accounts. Should I just use the account with the highest interest rate? Is there any major difference between the two companies that I should be aware of? I’m currently only looking for an additional savings account…

By: Воскресные байты » Еще об американских кредитах

Воскресные байты » Еще об американских кредитах — Thu, 04 May 2006 14:06:29 +0000

[...] Игра по правилам американской финансовой системы – человек получил кредитных карточек на $145,000 со ставкой 0%. Естественно, все это уходит на HSBC Direct с их процентной ставкой 4.8%. Итого в год делается $6,960 на чистом воздухе, либо же $580 в месяц. [...]

By: Kyle

Kyle — Thu, 06 Apr 2006 21:01:18 +0000

Does anyone know of an active promo code?
I have tried all of the ones listed in these forums.
I called the number too but I was not able to speak with a person.
Thanks.

By: Amy

Amy — Tue, 28 Mar 2006 06:13:22 +0000

i checked that promocode on their website and it said invalid. Hope it works tomorrow…

By: T

Tue, 28 Mar 2006 01:51:21 +0000

I called HSBC today and they said that the promo code timedbonus will give you $25 in 6-7 weeks.

By: Alex

Alex — Wed, 08 Mar 2006 16:11:53 +0000

Lisa, the transfers are free. Before you click Submit, they tell you what it’s going to cost you, and for me in all cases it’s been $0.00.

By: Lisa

Lisa — Wed, 08 Mar 2006 07:53:27 +0000

Hi guys,
I want to open an HSBC savings too, but I just have one questions for you all, how much do they charge for money transfer from my checking into their account or back ect..? or is it free? thanks